How healthy is your loan portfolio?
Financial institutions measure the health of their lending portfolios through a loan review function that identifies sources of credit risk, helps identify potential loan losses on a timely basis, and provides objective feedback useful in maintaining the safety and soundness of the loan portfolio.
Kaufman, Rossin & Co.'s loan review services examine areas based on your specific needs.
We can review a sample of loan files and provide:
- An objective assessment as to whether the loans selected are consistently classified by bank management in accordance with bank policy and regulatory guidelines.
- An assessment of the appropriateness of the regulatory accounting treatment of the loan, including the appropriate use of interest accrual, recognition of troubled debt restructures, and identification of loan impairments.
- An assessment of the completeness of the loan files and documentation in relations to the terms and nature of the loan arrangement.